June 28, 2024
AgencyWhen Should You Consider Purchasing Personal Umbrella Insurance?
When it comes to protecting your financial well-being from third-party claims, standard home and auto insurance policies might not be enough. That’s where personal umbrella insurance steps in. This additional layer of coverage can financially shield you from costs that exceed your primary policies’ liability limits. What Is Umbrella Insurance? Personal umbrella insurance, or umbrella […]
May 21, 2024
AgencyLandlord Insurance Claims: What to Expect and How to File
Landlord insurance is a policy designed to protect property owners when renting out apartments, condos or homes. It can help financially cover incidents to the property, including damage caused by vandalism, burglary, severe weather or fire. Additionally, it may offer liability coverage to financially protect against claims or lawsuits related to injuries on the property. […]
March 25, 2024
AgencyShort-term Rental Insurance: Coverage Considerations for Airbnb and Vacation Rentals
In recent years, the rise of platforms like Airbnb, Vrbo and HomeAway has revolutionized how people travel and seek accommodation. Renting out a property can be a lucrative investment; however, amid the excitement of hosting a vacation rental, it’s crucial not to overlook insurance coverage. What Is Short-term Rental Insurance? Short-term rental insurance is a […]
December 29, 2023
AgencyProperty Insurance for Farm Buildings Coverage for Barns, Silos and More
Agriculture is the backbone of our society, providing sustenance and resources for the world. Farmers invest significant time, effort, and capital in their operations, and their buildings, such as barns and silos, are vital components of a successful farm. Protecting these structures from unforeseen events is crucial, making property insurance an indispensable tool for farmers. […]
October 10, 2023
AgencyThe Importance of Loss of Rental Income Coverage for Landlords
Being a landlord can be a rewarding investment, but it also comes with risks. Property damage or unforeseen circumstances can lead to a loss of rental income. In such situations, loss of rental income coverage becomes a crucial aspect of your insurance portfolio. What Is Loss of Rental Income Coverage? Loss of rental income coverage […]
December 22, 2022
AgencyDoes Your Business Need Media Liability Insurance?
Businesses operating in media and advertising are often tasked with producing a significant amount of content in a fast-paced environment. Given the large audiences and extensive exposure these companies’ products may garner, there are significant risks and vulnerabilities to account for. Fortunately, a media liability insurance policy can provide critical financial assistance and limit out-of-pocket […]
November 21, 2022
AgencyImportant Employee Benefits for Employee Retention
Employees are the key part to any business’ success through making and offering products to satisfying client needs. These days, the job market is extremely competitive, so it is crucial for employers to offer an employee benefits package that entices employees to stay. Health, Dental and Vision Health insurance is the primary draw for […]
October 21, 2022
AgencyWill Home Insurance Cover Identity Theft?
Identity theft is a growing risk. Most people are at risk for some form of identity theft. Prevention is possible with careful attention. Yet, when it occurs, it can be very costly to any victim. According to a survey from Javelin Strategy & Research, there were $16 billion worth of identity theft incidents in 2016. […]
September 29, 2022
Agency5 Reasons You Need Umbrella Insurance
Uncertainty is everywhere. As a business owner, you face a treacherous, uphill battle on your path to success. Even with good intentions, you can expose your business to a multitude of business risks. How can you overcome and keep fighting the good fight? You should consider getting umbrella business insurance. Umbrella Insurance Is Your Secret […]
August 16, 2022
AgencyDifferences Between Term and Whole Life Insurance
When you’re considering the purchase of life insurance, one of the most important things to know is the difference between term life insurance and whole life insurance. This knowledge will help you determine the best coverage for your particular needs. Term Life Insurance Term life insurance will protect you for a specific period of […]